Russia's biggest bank and Europe's second largest by market value, Sberbank expects full-year earnings to total 350 billion roubles.

      In an interview to the state-run television channel Rossiya 24, German Gref also outlined an ambitious plan for next year. Sberbank expects to rake in up to 390 billion roubles in 2013 and focus on integration of recent acquisitions into its operations.  

      The bank has overseas assets in nine European countries, which at the moment generate around 5 percent of group profits.

      Gref also said the bank will work harder to cut expenses and ramp up reliability of its systems.