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Arrears on Foreign Currency Mortgage may Reach 45%
January 26, 2015 16:51


(Source: http://shutdownday.org)

Arrears on foreign currency mortgage may reach 45% in March.

By March 2015 the number of people unable to pay the full amount of the monthly payments on foreign currency mortgage may reach 45%. This forecast was made by the All-Russian movement of foreign currency mortgage borrowers. This was stated in the press release of the organization that is now at the disposal of RBC.

“Until now neither the State Duma nor the Central Bank has taken a decision on the temporary fixation of the exchange rate so that the borrowers could make current payments before the adoption of the draft law on the restructuring of foreign currency mortgages and transferring them into roubles. The fines are already large, the banks exercise psychological pressure on borrowers, the courts register lawsuits for the recovery of debts, the situation is developing increasingly. People are on the verge of despair” - one of the organizers of the movement Roman Sergeev said.

“We cannot wait for months, we simply have no such opportunity, and we ask to take the decision without any delay. When necessary, the State Duma has the capability to adopt laws without delay, an example of this is the law on additional capitalization of banks adopted by parliament in three readings at once” – Sergeev said. Earlier it was reported that the members of “Spravedlivaya Rossiya” (“Fair Russia”) party proposed a draft law to the State Duma concerning the restructuring of foreign currency loans into rouble ones.

The draft law proposed to conduct the restructuring of loans by converting foreign currency into roubles at the official exchange rate of the Central Bank as of the date of the loan agreement conclusion. The fee for the use of loan restructuring cannot exceed 12.2% per annum.




Author: Anna Dorozhkina

Tags: Russian laws     

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