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Travel Finance: Overcoming Your Tensions and Anxiety Before Your Trip
October 26, 2012 13:46


Start saving for your holidays! (Source: http://blog.lormet.com/)

by Emily Roberts

Holiday planning makes a person excited but stressed with the thought of planning for finance. Few people plan for trips according to a budget which can help massively to control your spending when you are away. You simply need to account for your activities, food, accommodation etc. when away. Usually holidays will be planned once or twice a year depending on the finances of the individual. However, expenses while you are away can be a huge problem and so you need to plan in advance.

Listed below are essential tips to overcome financial tension before going away: 

1. Budget planning:
Set up a limit for yourself while considering your financial background. Question the following points

  • From where will the money come? 
  • How much can you spend? 
  • What are different funds available to provide finance to travel?  


2. Stop spending and start saving:
Make a point to start saving for your trip. Open a savings account and make it a habit to put away some money each month from your wages.

3. Offers and discounts:
Research on the available discounts offered by different agents. These discounts will be plentiful at peak touring seasons. Special offers on accommodation and air tickets will be allotted. Try contacting different agencies to get the best deal available for you. Travelling at off peak times will be cheaper if no offers are affordable during the peak times.

4. Book tickets beforehand:
Keep an eye on expenses incurred on travel tickets. Look up any offers where you can grab the opportunity to get free booking for kids along with any price variations. Using same day cash loans can help you out if you are a little short at that particular time, so you do not miss out on any good offers.

5. Apply for an insurance plan or holiday loans:
Sketch out available loans such as secured and unsecured loans. You can find many lenders around providing such loans even in offline and online modes which insures to have less processing time and documentations.

6. Don’t give in to pressure for purchasing travel insurance provided by travel agents
According to recent surveys insurance on travel is better provided by various banks and outlets rather than from travel agencies, do look into this yourself.

7. Get discounts from your bank:
If you already possess different insurance policies from existing bank accounts you can get discounts when applying to cover a few travelling necessities. 

8. Get polices specific to your needs so that if an emergency does occur you will not find yourself in a financially awkward position.

9. Be creative and practical:
While planning for your holiday consider place you’re likely to visit and other expenses so that these can be accounted for in your budget.

We hope you have a very good holiday, in Russia or elsewhere, with these tips!

Author Bio
: The guest post was contributed by Emily, a financial blogger from Manchester, UK. She has 6 years of experience in blogging on finance is her area of expertise. She has written many articles on technology and health and at present she is focusing on same day cash loans. Find out more about her finance related blogs @financeport.


Author: Julia Shuvalova

Tags: Russian tourism tips for travellers guest authors   

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